We specialise in providing finance packages to accommodate the purchase of all plant and machinery with advances from £5,000 to in excess of £1,000,000.

Phone now to help us tailor make the finance package that best suits you.

Hire
Purchase

An initial deposit is followed by equal monthly instalment over a set period. Once all the payments have been made the customer will own the vehicle. Interest rates can be either fixed or variable.

Lease Purchase

A low initial deposit is followed by monthly payments over 2,3 or 4 years with a larger final payment. At the end of the agreement the customer will own the vehicle. Lease Purchase is available to both business and private customers.

Leasing

Only available for business users. It is a rental product where low monthly rentals and a large final (or 'balloon') rental are agreed. A small number of monthly rentals will be paid in advance. At the end of the agreement the customer arranges to sell (or part exchange) the vehicle on behalf of the Lessor and the Final Rental is settled by this transaction. The customer is however liable for any shortfall, but receives a refund of any excess. Alternatively, the customer can choose a Full Pay-out Lease where there is no Final Payment. At the end of the agreement the customer either arranges to dispose of the vehicle (as above) or may enter into a secondary period of hire for a nominal (or 'peppercorn') annual rental. Either way, at the end of the hiring period the customer receives a full refund of sale proceeds, less a small retention by the Lessor. The customer cannot own the vehicle under a Leasing Agreement.