VEHICLES

At Southern Counties Finance
"We can source any make and model of new or used car".

By letting us source your chosen vehicle you can take advantage of the fleet discounts that we currently enjoy from many of the dealer groups that supply us.

A complete car purchase and finance package made easy.

Finance packages for private individuals:

Hire Purchase
Personal Contract Purchase
Lease Purchase

Phone now to help us tailor make the finance package that best suits you.


Key:- = YES = OPTIONAL = NO

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Personal
Contract
Purchase
Lease
Purchase

Hire
Purchase

Eventual ownership
Low initial outlay
Flexible rental pattern
Capital released into business
Interest charges claimable
Fixed or variable interest rate
Writing down allowance
Balloon payment
Optional final payment
Fixed budgeting
Inclusive maintenance costs
Relief vehicle
No disposal problems
No depreciation risk
Finance not subject to VAT

Hire Purchase

An initial deposit is followed by equal monthly instalments over a set period. Once all the payments have been made the customer will own the vehicle. Interest rates can be either fixed or variable.


Personal Contract Purchase

An initial deposit is followed by monthly payments over 2 or 3 years and an agreed guaranteed minimum future value is set. At the end of the agreement the customer can part exchange for a new vehicle, pay the final payment (guaranteed minimum future value) and take ownership, or return the vehicle.


Lease Purchase

A low initial deposit is followed by monthly payments over 2,3 or 4 years with a larger final payment. At the end of the agreement the customer will own the vehicle. Lease Purchase is available to both business and private customers.


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