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Through our services we can provide the full range of Vehicle funding options:

• Hire purchase
• Lease purchase
• Leasing
• Contract hire
• Contract purchase

Hire Purchase

Fixed rate
Interest rate and payments fixed for period
Cost spread over useful life of equipment/vehicle
Risk/rewards of ownership retained
No vat on payments

Variable Rate
Interest rate linked to finance house base rate
Payments fixed period alters
No vat on payments
Risks/rewards on ownership retained

Lease purchase

A modern way to acquire company assets with several advantages over hire purchase.
Low initial outlay
Final residual payment available (vehicles only)
Improve cash flow

Finance lease

Low initial outlay
Final residual payment availible (vehicles only)
Improve cash flow
VAT on rentals
Rebate on rentals
Risks/rewards of ownership retained
More tax-efficient in certain cases